What is the name of your state (only U.S. law)? California
I'm helping a family member with a insurance overpayment issue. She was overpaid on a LTD claim by one year due to an entry error on the insurers part. She was unaware of the issue until recently during a review of records when the error was uncovered by the insurer. The insurance company is asking her to repay the overpayment. She did sign a form agreeing to pay the overpayment if it should occur, in 2007. I've done research on statue of limitations, since the document is three-years of age.
My plan is to contact the overpayment deparment and negotiate a more reasonable payment amount between the full amount requested and what this person can afford, but I thought I would see if there were any other resources I may need to know about prior to making the call.
Please let me know if you have any thoughts.