What is the name of your state? Minnesota
My wife is currently on STD. Her STD and LTD plans are through the same insurance company and they provide automatic roll over to LTD at the end of STD if it is considered medically necessary (certified).
There is a possibility she may be terminated while on STD. Will she still be able to get the LTD if it could be approved, or does the termination end the LTD coverage?
All we know is that claims are covered if they are filed while you are employed, and since you do not need to re-apply for LTD at the end of STD (due to rollover) we are unsure what the answer is.
HR has been unresponsive. If we talk to the disability insurance carrier would they know?
TIA!
My wife is currently on STD. Her STD and LTD plans are through the same insurance company and they provide automatic roll over to LTD at the end of STD if it is considered medically necessary (certified).
There is a possibility she may be terminated while on STD. Will she still be able to get the LTD if it could be approved, or does the termination end the LTD coverage?
All we know is that claims are covered if they are filed while you are employed, and since you do not need to re-apply for LTD at the end of STD (due to rollover) we are unsure what the answer is.
HR has been unresponsive. If we talk to the disability insurance carrier would they know?
TIA!
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