Enforcing Divorce Decree Help

[blue_bug]

Okay, I'll try to make this as short and painless as possible.

I was divorced in Alabama 04/2009...in the papers he had one year to get my name off of a timeshare....still hasn't happened....I have asked him numerous times, it always comes back to his debt/credit ratio is too high to get approved for a loan to buy out the current loan....

I pulled my credit report recently and saw he was 30 days late making a payment in July...Aug said "ok", nothing was posted for Sept....so I called the timeshare company...found out he has not paid maintenance fees since 2010 now owing over $2900 and there's still just over $6k left on the original timeshare...it was turned over to collections...and they said he paid $37 on 9/13/13. (A regular monthly payment is $179)

I am now panicking over what this is going to do to my credit...and I don't know how to handle it...if there was no way he was going to be approved for a $6k loan, there's no way he's going to get approved for a $9k...

Any ideas or help out there??? Oh, and I no longer live in Alabama...Oh, and he has continued to live life full of vacations, buying a secondary vehicle, getting remarried....

 

[CurrentlyUndone]

Okay, I'll try to make this as short and painless as possible.

I was divorced in Alabama 04/2009...in the papers he had one year to get my name off of a timeshare....still hasn't happened....I have asked him numerous times, it always comes back to his debt/credit ratio is too high to get approved for a loan to buy out the current loan....

I pulled my credit report recently and saw he was 30 days late making a payment in July...Aug said "ok", nothing was posted for Sept....so I called the timeshare company...found out he has not paid maintenance fees since 2010 now owing over $2900 and there's still just over $6k left on the original timeshare...it was turned over to collections...and they said he paid $37 on 9/13/13. (A regular monthly payment is $179)

I am now panicking over what this is going to do to my credit...and I don't know how to handle it...if there was no way he was going to be approved for a $6k loan, there's no way he's going to get approved for a $9k...

Any ideas or help out there??? Oh, and I no longer live in Alabama...Oh, and he has continued to live life full of vacations, buying a secondary vehicle, getting remarried....

Unfortunately the timeshare owners/operators aren't party to the divorce - if you both signed for it, they can (and likely will if he won't or can't pay) come after you for it.

Your best option is to file a motion for contempt. Realistically though, if he truly wants to ruin his credit and not pay , you'll have a choice of paying it yourself and then suing him for it, or not paying it and having your own credit ruined.

 

[blue_bug]

This all makes my head hurt...and my heart...I don't have an extra $9k laying around either...

 

[CurrentlyUndone]

This all makes my head hurt...and my heart...I don't have an extra $9k laying around either...

Believe me, I understand and empathize. But even if you're able to have him held in contempt it doesn't solve the real problem, unfortunately. It doesn't make the debt go away.

 

[blue_bug]

Believe me, I understand and empathize. But even if you're able to have him held in contempt it doesn't solve the real problem, unfortunately. It doesn't make the debt go away.

That's really what I was afraid of...winning in court isn't really going to get me anywhere...but out more $$$. Never felt so stuck before.

 

[TheGeekess]

That's really what I was afraid of...winning in court isn't really going to get me anywhere...but out more $$$. Never felt so stuck before.

DoItYourself Forms
http://www.alabamalegalhelp.org/resource/do-it-yourself-instructions-and-forms
http://eforms.alacourt.gov/

More Forms:
http://www.birminghambar.org/domestic_forms.cfm
http://williampfeifer.com/alabama-legal-forms

http://williampfeifer.com/law/alabama-rules-of-civil-procedure



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