Forgery

[LeeLee11]

What is the name of your state (only U.S. law)? CA
My wife of ten years currently going through a divorce and I found out she has a home loan in my name through boa that i had no knowledge of and have the documents that show she signed my name without my knowledge. How can I go about showing I was unaware of this loan being made during our marriage and what can happen to get this out of my name?

 

[mistoffolees]

What is the name of your state (only U.S. law)? CA
My wife of ten years currently going through a divorce and I found out she has a home loan in my name through boa that i had no knowledge of and have the documents that show she signed my name without my knowledge. How can I go about showing I was unaware of this loan being made during our marriage and what can happen to get this out of my name?

You have a number of options.

1. Contact BOA with the loan number and tell them that it has come to your attention that someone fraudulently signed your name for a loan and you would like to have your name removed.

2. Call the police and/or DA to report identify theft.

3. Have your attorney notify the judge of the issue during the divorce proceedings. This will have the side effect of getting your judge very p.o'd at the other person.

 

[LdiJ]

What is the name of your state (only U.S. law)? CA
My wife of ten years currently going through a divorce and I found out she has a home loan in my name through boa that i had no knowledge of and have the documents that show she signed my name without my knowledge. How can I go about showing I was unaware of this loan being made during our marriage and what can happen to get this out of my name?

How could she get a home loan, of any kind, without you being there and present and showing your ID at closing? Can anyone here imagine any way that could be done?

 

[mistoffolees]

How could she get a home loan, of any kind, without you being there and present and showing your ID at closing? Can anyone here imagine any way that could be done?

Someone would obviously have dropped the ball, but that doesn't mean it couldn't have happened.

I answered on the basis that OP's post was true. Obviously, if we assume that people are lying, there's no point responding to anything.

 

[nextwife]

How could she get a home loan, of any kind, without you being there and present and showing your ID at closing? Can anyone here imagine any way that could be done?

Some goofball dot com mortgage companies were mailing docs to the borrowers to get signed themselves in front of a notary and send back. She could have forged the notarization.

 

[LdiJ]

Some goofball dot com mortgage companies were mailing docs to the borrowers to get signed themselves in front of a notary and send back. She could have forged the notarization.

Ok, thank you for that info.

 

[Golfball]

It would be pretty easy to convincingly forge a notarization especially if the documents were electronically or telephonically sent to the borrower, one could do it with photoshop and a scanner. ETA: This sort of forgery would lack the embossed seal, but it could still be construed as valid by appropriate authorities.