How to remove oneself from mortgage

[tgwilson6]

What is the name of your state? CA

Hi,
I was divorced 10 years ago and am still on mortgage. She's killing my credit with lates plus I have my own mortgage as well. I gave her the house and all interest in it but divorce decree states she will pay all debts promptly and hold me harmless. I've asked her to re-fi or something but she refuses. What can I do? Thanks

[Ohiogal]

Originally Posted by tgwilson6

What is the name of your state? CA

Hi,
I was divorced 10 years ago and am still on mortgage. She's killing my credit with lates plus I have my own mortgage as well. I gave her the house and all interest in it but divorce decree states she will pay all debts promptly and hold me harmless. I've asked her to re-fi or something but she refuses. What can I do? Thanks

You waited 10 years? GO BACK TO COURT AND HAVE THE COURT ORDER HER TO REFI. Then if she doesn't take her back for contempt.

[LdiJ]

Originally Posted by Ohiogal

You waited 10 years? GO BACK TO COURT AND HAVE THE COURT ORDER HER TO REFI. Then if she doesn't take her back for contempt.

Unless she is stupid she has probably already tried to refi and discovered that she doesn't qualify. Interest rates have dropped so much in the last ten years that I can't imagine anyone refusing to attempt a refinance.

[Ohiogal]

Originally Posted by LdiJ

Unless she is stupid she has probably already tried to refi and discovered that she doesn't qualify. Interest rates have dropped so much in the last ten years that I can't imagine anyone refusing to attempt a refinance.

Well I have met stupid people. The other thing he can do is ask the house be sold since it is affecting his credit and she has not been able to refinance.

[BelizeBreeze]

what exactly does the court order (property settlement) state as to the property.