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  1. #1
    sprovost is offline Member
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    How to take my ex wife off from mortgage

    What is the name of your state? Maine
    I've been divorced since march of this year. The ex did not want the house so judge awarded me house. The degree stated I would have to refinance to take her name off from mortgage in a reasonable amount of time. I have tried to refinance with the bank and also another mortgage company but because of a past bankruptcy they wouldn't refinance. Any ideas as to how I can go about taking her off from mortgage? I'm afraid she'll take me back to court.
  2. #2
    LdiJ is offline Senior Member
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    Quote Originally Posted by sprovost View Post
    What is the name of your state? Maine
    I've been divorced since march of this year. The ex did not want the house so judge awarded me house. The degree stated I would have to refinance to take her name off from mortgage in a reasonable amount of time. I have tried to refinance with the bank and also another mortgage company but because of a past bankruptcy they wouldn't refinance. Any ideas as to how I can go about taking her off from mortgage? I'm afraid she'll take me back to court.
    Just a word of warning....if you can't refinance the judge may order that the house be sold.
  3. #3
    sprovost is offline Member
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    Quote Originally Posted by LdiJ View Post
    Just a word of warning....if you can't refinance the judge may order that the house be sold.
    hopefully the judge would take into consideration that this is the house that my 6 kids were brought up in and they consider this their home.
  4. #4
    moburkes is offline Senior Member
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    Quote Originally Posted by sprovost View Post
    hopefully the judge would take into consideration that this is the house that my 6 kids were brought up in and they consider this their home.
    Your original order states that you must refinance. If you cannot do that, your ONLY option is to sell, in order for her NOT to be on a mortgage.
    My new signature:
    Originally Posted by arazi
    I'll take you on one-to-one in a volcabulary test anywhere, anyplace, anytime.
  5. #5
    HomeGuru is offline Senior Member
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    Quote Originally Posted by sprovost View Post
    What is the name of your state? Maine
    I've been divorced since march of this year. The ex did not want the house so judge awarded me house. The degree stated I would have to refinance to take her name off from mortgage in a reasonable amount of time. I have tried to refinance with the bank and also another mortgage company but because of a past bankruptcy they wouldn't refinance. Any ideas as to how I can go about taking her off from mortgage? I'm afraid she'll take me back to court.
    **A: yes, sell the property. And it is a divorce decree, not a degree.
  6. #6
    sprovost is offline Member
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    Quote Originally Posted by HomeGuru View Post
    **A: yes, sell the property. And it is a divorce decree, not a degree.
    What would you think a reasonable amount of time would be?
  7. #7
    HomeGuru is offline Senior Member
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    Quote Originally Posted by sprovost View Post
    What would you think a reasonable amount of time would be?
    **A: ask some Realtors.
  8. #8
    sprovost is offline Member
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    Quote Originally Posted by HomeGuru View Post
    **A: ask some Realtors.
    I'm sorry but what I meant was in the divorce decree the judge said to refinance in a reasonable amount of time. I'm retired military and I could qualify for a VA loan in another year, would you think that would be reasonable?
  9. #9
    HomeGuru is offline Senior Member
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    Quote Originally Posted by sprovost View Post
    I'm sorry but what I meant was in the divorce decree the judge said to refinance in a reasonable amount of time. I'm retired military and I could qualify for a VA loan in another year, would you think that would be reasonable?
    **A: not if your ex-wife does not agree.

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