I need advice,please help me out!!!

[stevenfrommo]

i got credit cards in my ex-wife's name before marriage,we
later married & I got more credit cards for us.we bought a house
together using my income & cards.now she wants divorce.she
is threating to get me on fraud unless i get all those cards in my
name & let her keep the house we bought.what should i do,i
will take care of debts from cards but i do not want to lose my house.please advise me what to do about this..

 

[I AM ALWAYS LIABLE]

i got credit cards in my ex-wife's name before marriage,we
later married & I got more credit cards for us.we bought a house
together using my income & cards.now she wants divorce.she
is threating to get me on fraud unless i get all those cards in my
name & let her keep the house we bought.what should i do,i
will take care of debts from cards but i do not want to lose my house.please advise me what to do about this..

My response:

How long were you married ?

Did she know about the credit cards, both before and during marriage ?

Did she use the credit cards herself, at any time ?

If so, did she personally pay any of the payments herself; i.e., using a joint or separate checking account ?

IAAL

 

[stevenfrommo]

info for you

we were married january 21st,2000.my ex to be did not know
of some cards until we were married & i started getting statements for payment.she did know about a few of these but
not till after marriage.she has paid on some of these cards cause she wants to keep her credit good,but thanks to me she now
has bad credit cause of these expensive cards.we got cash ad
vance to help us with expenses for our house.i spent long hours fixing up that house not she wants it all to herself.has she got
me over a barrel with getting cards in her name by me signing
her name on applications.i am stumped,help me if possible,she wants me to sign saying i will be lieable for all debts from these cards i got.she wants to get her good credit back she once had

 

[I AM ALWAYS LIABLE]

My response:

She "ratified" anything you did with the applications for the credit cards because she paid on those cards, and received benefits from them also; i.e., the house got fixed up. It would be another story if all of these cards were kept a secret from her - - but, once she knew, and didn't cancel them, but rather paid payments on them, and received benefits from them, she can no longer complain.

She's blowing smoke, because she doesn't know what she's talking about.

Make sure that you keep the returned checks that she made for payments on those accounts. Those will be your proof that she "ratified" your actions.

IAAL

 

[stevenfrommo]

So what can I do

Thank you for info,so ex can not get me for fraud on them
cards cause she paid on them?What do I do about my house?
You know the exwife will get the house in divorce.How can I
get anything out of this,I have paid and done alot towards
that house.I need to know what can be done so I will not
lose everything since I will not lose my freedom now.I just
want out of her life,but want to keep some things.Please
get back to me soon,Thanks again Steven