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Pennsylvania, life insurance beneficiary

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moburkes

Senior Member
And what if it was purchased BEFORE the marriage?
I was waiting on someone to answer that question. OP has provided a really good example of why, if you depend on your spouse's income, then YOU purchase the life insurance on the spouse. Spouse can be a real smartass and simply stop paying for the policy (the individual one). There would be nothing OP could do about it.

And, won't OP get social security benefits for the children?
 


nextwife

Senior Member
I was waiting on someone to answer that question. OP has provided a really good example of why, if you depend on your spouse's income, then YOU purchase the life insurance on the spouse. Spouse can be a real smartass and simply stop paying for the policy (the individual one). There would be nothing OP could do about it.

And, won't OP get social security benefits for the children?
This is EXACTLY what I always advocate. I own two policies on hubby (three if you count the small one I get through work) and two AD&D, one through work. I need not ever worry about beneficiary changes or payment lapses, as I control all of that.

So if he ever, heaven forbid, gets sick and paranoid like both his dad and my dad did in their respective illnesses, he can't inadvertently change the beneficiary
 
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