NJ-- My husband and I are getting ready to get an "irreconcilable differences" divorce. We are both strangely amicable and have divided the property fairly between us with zero disagreements. I am to get our home (which I've paid on the past 16 months and put the down payment on) and he's to get his 401k. The problem is the the mortgage (which has another 10 years left), is solely in HIS name because I was having credit difficulties at the time of refinance. I signed a quitclaim dead, etc. Now that we are divorcing, I am TRYING to avoid incurring the massive (2k-3k) fees the mortgage company wants to charge to put the house in my name. Does anyone know of a premade document that I can get that states I am and have been financially responsbile for my home and it legally belongs to me regardless that his name is on the mortgage? OR, would it be possible to draft such a letter than states this and guarantees he can't claim ownership of the house, and will transfer the title when the mortgage is paid in 10 years? I don't know how amicable we'll be in 10 years and would hate to take the chance that he'll turn into a SOB by then.
Thanks in advance!
Thanks in advance!