I live in Texas. I attending a college for 1 1/2 years prior to getting married and then after marriage I attended another 2 years. I had taken out student loans for all of my schooling which did not become due or payable until 2 years after I married. In addition, 2 years after marriage we took out a consolidation loan for the student loans for the schooling that I took prior to marriage and some from after the marriage. So the consolidation loan was during the marriage which constitutes a whole new loan. My question is, are these student loans considered community property or are they my separate property? My spouse did, in fact, benefit from my training because my subsequent income was much greater than it would have been without the training.