Took My Bank Account Over??

[gryndor]

What is the name of your state (only U.S. law)? CA

I've been estranged from my husband for over a year now. Domestic abuse sent us in different directions. Today I discovered that my bank account has been wiped out, all funds transferred to another person's account at the same bank...

When I pitched a fit, they finally told me the name of the person: my estranged husband.

What recourse do I have? Is everything still "community property" because we're technically married though we haven't been within the same county since last year? Can I press charges?

What do I do now??

 

[Antigone*]

What is the name of your state (only U.S. law)? CA

I've been estranged from my husband for over a year now. Domestic abuse sent us in different directions. Today I discovered that my bank account has been wiped out, all funds transferred to another person's account at the same bank...

When I pitched a fit, they finally told me the name of the person: my estranged husband.

What recourse do I have? Is everything still "community property" because we're technically married though we haven't been within the same county since last year? Can I press charges?

What do I do now??

Was this a joint account?

 

[gryndor]

No it wasn't... I've had this account for a year or so... his account is completely separate from mine.

 

[Antigone*]

No it wasn't... I've had this account for a year or so... his account is completely separate from mine.

Immediately call the bank and file a fraud claim. Your husband had no right to access that money, and the bank had no right to comply with his request. Be very insistent and don't take no for an answer.

 

[gryndor]

They've been completely unhelpful thus far... I've been on the phone with them all morning. They don't seem to think it's a problem because we're married!!!!

 

[LdiJ]

They've been completely unhelpful thus far... I've been on the phone with them all morning. They don't seem to think it's a problem because we're married!!!!

Get off the phone and go talk to them in person! Tell them that you did not authorize the funds to be withdrawn from your account and insist that they replace them. If they could take the money out of your account to give to him, they can certainly take it back out of his account and return it to you.

Then, withdraw every penny of it from your account and close your account...and find another bank.

 

[Antigone*]

Speak to a manager and take this information with you.

Federal Reserve Consumer Help

let them know that if your money is not returned to you, you will file a consumer complaint with the feds.

 

[gryndor]

They're "researching"... from what what murmuring I can hear, he's already cashed it all out.

 

[gryndor]

But seriously... I can't go get him arrested???

 

[Antigone*]

But seriously... I can't go get him arrested???

There is nothing stopping you from filing a police report. In fact it would help solidify your fraud claim.

 

[prumbley]

I totally agree. The bank must refund the money to you. If they are FDIC insured, they should act as if the money was stolen (it really was).