She is NOT responsible for paying HALF the mortgage. I would be very surprised if the mortgage requires her to pay of the payment each month. Unless a court states otherwise. Nor is she responsible for half of the utilities. If you are living in the home, YOU are responsible for the utilities you use.
Originally Posted by McClint
The mortgage note spells out which individuals are responsible for paying the mortgage in its entirety each month. If you are both listed, both of you are required to pay 100% of the mortgage per the credit agreement. A divorce court would most likely make you responsible for the mortgage payment if you are the one receiving benefit from same.
Misty regarding this:
Everyone whose name is on the mortgage is 100% responsible for the mortgage.
If her name is on the mortgage, then she's equally responsible for the mortgage debt whether she lives in the house, lives down the street, or lives on Mars (although serving her with a subpoena to sue for collection would be hard in that case).
Parents should remember 3 things: Love your kids more than you hate your ex; when you have children the relationship with the other parent is until death; your children determine what type of nursing home you end up in.
Nothing stated by me should be taken as giving you legal advice or forming an attorney/client relationship.
Attorney-GAL in Ohio.
I've removed the knife from my back, polished it, and will one day return it -- long after you think I have forgotten.