What is the name of your state (only U.S. law)?
Nebraska
First some background on the situation.
She is 77, owns and lives on a 20 acre homestead, in rural agricultural Nebraska, not close to any town. I own a significant amount of acres, surrounding her property, and run a smaller than average cattle ranch. She has a bad hip, bad back, high blood pressure that doesn't control well, she falls down, can barely walk or climb stairs, has had several mini strokes, etc. On my property, I have a house that I could live in with a little work, but due to the distance, I stay in a trailer on her property. I never set up a separate address for me, because it would ...be a lot of paperwork, kind of a hassle going through all my land loans, etc., and the mailbox would be set right next to her existing one, even if I were living in the other house, and access would be driving through her property as well. I check on her, she falls down as stated, she has had seizures on her medication, I've called the ambulance, she can't do any yardwork, lift anything hardly, or get her mail. I cook once in a while, and I drive her wherever she needs to go. No money is paid to me, she is my mother. Basically I take care of her. I do get my own groceries, and I plant a garden and can myself, in addition to raising my own steers to butcher. This has been the situation for more than 7 years, I purchased the land I have from her, for a reasonable market price, and am paying an agricultural loan to the FSA. That purchase went to pay some of her existing debt.
Her doctors suggested she get on Medicaid, basically get what she could for assistance. We both went to lawyers together, Social security, etc., and told them what was going on, that I basically took care of her. Verbally, everyone said it didn't sound like a problem.
Basically, this year they are asking for her recertification. But they are asking for a copy of the homeowners insurance. Here is where I don't know if there is a problem. We never changed that from when she got out of the business. Basically, it's a blanket policy, covering her house, her stuff, AND my stuff (property, liability, cattle, hay loss, etc.). The policy is in my name, her name, with an OR in between. There are outbuildings on her property, old ones, and I store my stuff there, basically need it covered. There's a barn, etc., all the outbuildings and stuff are considered mine..., Didn't see the practicality of moving them a few feet onto my property. They are old, and very literally not worth anything, the yard is just set up handy to use as it is for me. I figure that is my compensation for care.
Is any of this a problem? We truly don't want to do anything wrong. Suggestions on anything to do differently? She doesn't get much social security, everything she got was put in my dad's so his would be higher and he went first (lawyer did the taxes for them, everyone since told us he did it wrong). I can't take care of her bills without the assistance, I'm really barely getting my own taken care of with all my land payments, etc.
Thanks.
Nebraska
First some background on the situation.
She is 77, owns and lives on a 20 acre homestead, in rural agricultural Nebraska, not close to any town. I own a significant amount of acres, surrounding her property, and run a smaller than average cattle ranch. She has a bad hip, bad back, high blood pressure that doesn't control well, she falls down, can barely walk or climb stairs, has had several mini strokes, etc. On my property, I have a house that I could live in with a little work, but due to the distance, I stay in a trailer on her property. I never set up a separate address for me, because it would ...be a lot of paperwork, kind of a hassle going through all my land loans, etc., and the mailbox would be set right next to her existing one, even if I were living in the other house, and access would be driving through her property as well. I check on her, she falls down as stated, she has had seizures on her medication, I've called the ambulance, she can't do any yardwork, lift anything hardly, or get her mail. I cook once in a while, and I drive her wherever she needs to go. No money is paid to me, she is my mother. Basically I take care of her. I do get my own groceries, and I plant a garden and can myself, in addition to raising my own steers to butcher. This has been the situation for more than 7 years, I purchased the land I have from her, for a reasonable market price, and am paying an agricultural loan to the FSA. That purchase went to pay some of her existing debt.
Her doctors suggested she get on Medicaid, basically get what she could for assistance. We both went to lawyers together, Social security, etc., and told them what was going on, that I basically took care of her. Verbally, everyone said it didn't sound like a problem.
Basically, this year they are asking for her recertification. But they are asking for a copy of the homeowners insurance. Here is where I don't know if there is a problem. We never changed that from when she got out of the business. Basically, it's a blanket policy, covering her house, her stuff, AND my stuff (property, liability, cattle, hay loss, etc.). The policy is in my name, her name, with an OR in between. There are outbuildings on her property, old ones, and I store my stuff there, basically need it covered. There's a barn, etc., all the outbuildings and stuff are considered mine..., Didn't see the practicality of moving them a few feet onto my property. They are old, and very literally not worth anything, the yard is just set up handy to use as it is for me. I figure that is my compensation for care.
Is any of this a problem? We truly don't want to do anything wrong. Suggestions on anything to do differently? She doesn't get much social security, everything she got was put in my dad's so his would be higher and he went first (lawyer did the taxes for them, everyone since told us he did it wrong). I can't take care of her bills without the assistance, I'm really barely getting my own taken care of with all my land payments, etc.
Thanks.