Divorce and insurance

I've been divorced for 18 months (Kansas City, KS). My ex lives in Chicago.

When we divorced we had it written into the decree that he would continue to cover my insurance (medical) until I obtained a position that offered it.

However, I have chosen to do day care out of my home (he left us when our youngest was 5 months old).

I called the insuance company yesterday to obtain some information and was told that I was still cover for the year 2000.

Then the ex called to say that the insurance co (or the new company he's working for) DROPPED ME because I was not a dependent, damn the decree.

Again, I called the insurance co (this morning) and was told that NO I wasn't dropped, and that only HE could drop me.

So, the question? CAN an insurance company (or his company) drop my insurance even though it's in the divorce decree?

Thanks...

Yes, his employer can drop you if you are no longer a dependent, but they have to give you the chance to continue paying the premium yourself in order to keep you insured. AND, since it is stated in the divorce agreement that your ex will keep you insured, it would be HIS responsibility to pay the premium or he would have to insure you with a different company. It is not the employer's or insurance company's obligation to keep you insured, it is your husband's obligation.

One more thing --- did the divorce agreement specify a length of time he was supposed to keep you insured or did it just say until you obtained employment that offered insurance. If a length of time was specified, then he is only obligated to keep you insured for that length of time. However, if it just said until you obtained a job with your own insurance, then you might have a problem. Since you have chosen an occupation that does not offer insurance (child care in your home), he could bring you back to court and have the agreement modified, as you have no intention of seeking employment that offers you your own insurance.