Marital property in just one name

About 3 years ago, my husband inherited the house we live in. The title is in his name only. As he is 63, I am concerned that if he should pass away, I might lose my home. We can't afford alot of money right now to hire an attorney. Is there some specific form we can file to change the ownership to include both of us? He is, of course, agreeable to doing this.

I will be very grateful for any advice you can provide -- specifically what kind of form would we need to file.

We also don't have a will, but are in the process of preparing one for each of us, using the software, WillMaker 6. Do you have any information on how good that one is?

I am not absolutly sure about this, but it would be a good place to start. Go to the court house where you live, property division. Ask them what forms you need, they should be able to provide it, as well as make the changes necessary to add your name to the deed. I know they take care of quick claim deeds. My girlfriend and I had bought a house to renovate and sell, just before I decided to file for divorce, and when I seperated from my ex, we approached him to sign over his rights to the house as I would do the same so my girlfriend and her husband would not be consumed in all the legalities of property settlement. He did, and the cost was $1.00. Pretty cheap...ugh? Also you can call several different law firms and ask what they charge to do the legal work of adding your name to the deed. I'd try the court house first. Good Luck, this is relatively an easy matter to take care of. But, it should reasure you that you won't lose your home. Most laws state that if a spouse dies, that all debts and assets then belong to the surving spouse, unless there are children involved from another marriage, then the assets would be divided between the children and the surving spouse, debts would be deducted from assets before division.