I don't know if state law differs on this but in Arizona when my parents got a divorce they had two choices. One, for my mother to qualify for the house on her own and refinance or two, have my father sign a quit claim deed. The only thing a quit claim deed does though is basically state that the person signing has no right to any proceeds should the house sell. They are still held accountable for the payments etc if they become late or not paid and it still shows on their credit as an obligation. Hope this helps a little. What do your divorce papers say about the house?