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  #1  
Old 10-11-2000, 12:21 AM
Drnknlovely49
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Angry
My husband and I have been separated for
over a year. I just learned that he stop
paying a loan we made to have the house
painted.

The house belongs to him, I no longer live their. What should I do?

Shouldn't he be responsible for paying the loan? He has the house?

We have not divorce yet.
  #2  
Old 10-11-2000, 09:50 AM
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Join Date: Sep 2000
Posts: 341
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What state are you in? Is it a community property state? If so, you are equally responsible for all debts incurred during the marriage, regardless of who's name is on what. ESPECIALLY since you are not yet divorced.
  #3  
Old 10-11-2000, 11:10 AM
Drnknlovely49
Guest
  
Posts: n/a
Angry
I'm sorry I forgot to include I live in California. The loan is in default, and the
company now wants full payment. neither
one of us can borrow money to pay it off.

Can they put a lien on the house? The company
doesn't want to take payments, which I don't blame them.

Since he's not man enough to make the loan good. How can I negotiate with this company.
  #4  
Old 10-11-2000, 10:50 PM
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Join Date: Sep 2000
Posts: 341
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Yes, they can put a lien on the house. And yes, it affects your credit too. Anything purchased during the marriage, regardless of whether or not your name is on it, is the responsibility of both. If he sells the house, in a community property state, you are entitled to half of the proceeds (less any liens).
 

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