What is the name of your state (only U.S. law)? CA
I work for a small business 10 employees. The owner is the office manager & HR. Back in Feb 08 we were offered a 401K so I filled out the application & elected to have $100 per month deducted from my pay for the 401K.
As time has gone along I realized that the $100 was being deducted bit I did not get a statement from the Administrator/Bank. I mentioned this to my employer & she said "Oh they send statements once per year".
This seem odd to me so I called the administrator & gave them my info social etc.. & they said "Sorry, you do not have an account". I told them I started paying in to the plan in Feb 08.
The rep was most helpful in fact she spoke with someone in here sales dept & they said that they had sent my employer a sign up packet in Jan 08 but never got any applications back.
I spoke with 6 of my co workers who are in the 401K plan too & they all said the have not got any account info either.
I should mention too on a related matter we pay $180 per month for health insurance through my employer but one many occasions when we have gone to the doctor they have declined our insurance. When I called my health insurance company they advised that the account is frozen. One nice insurance company telephone rep let on that the reason the account was frozen was for non payment of the premium.
I know if I cause waves my boss will fire me & I can't afford that right now. What laws is my boss breaking regarding the 401K money she is keeping?
Is there any State agency I can complain to regarding the health insurance?