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  #1  
Old 04-12-2006, 02:34 AM
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Join Date: Dec 2005
Posts: 16

am I responsible for that payment?


State: Nevada

About 5 months ago I went to see a dentist and I had a dental insurance at that time. They recommended 2 fillings and a crown and I was told that I am going to have to pay 330.80 $ out of my pocket at the end of that visit and that is all (I signed a paper for that amount)

As I was looking at the print out with the information regarding my account they have made a mistake because my dental plan was not covering crowns so they denied a payment of 287$. When I paid that 330.80 it was 50% of that crown - 287$ plus some little additional charges.

I understand that dental treatment is not cheap, however I do not feel responsible for that payment because if I would be told that it is going to be more than 600$ out of my pocket I just would not do that and probably wait for a year (there is a waiting period of 12 months on that policy I have and then they pay 50%)

What do you think I should do. Is it a good idea to write a letter requesting a validation of that debt asking them for any kind of proof that I agreed too pay, which in fact they do not have, etc... What would be the bst thing to do in that situation?
  #2  
Old 04-12-2006, 06:59 AM
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Duplicate post****************************
  #3  
Old 04-13-2006, 10:57 AM
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Join Date: Feb 2005
Location: New York
Posts: 813
You had a medical service (dental) you ARE responsible to pay the balance due.

It's not the dentist fault that your waiting period was not over and the coverage didn't pick up any balance
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  #4  
Old 04-13-2006, 11:40 AM
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Quote:
Originally Posted by destin
I do not feel responsible for that payment because if I would be told that it is going to be more than 600$ out of my pocket I just would not do that and probably wait for a year (there is a waiting period of 12 months on that policy I have and then they pay 50%)
It is your responsibility to call your insurance carrier and check your benefits. Pay the bill and learn your lesson.
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