Hi,
The ambulance company that I used in November 2006 had incorrect insurance information (wrong company) on file for me and billed that company after the incident. I didn't hear anything else about the incident until June 2008, a year and a half later, when the ambulance company told me that the bill had not been paid and that they were going to start charging 1% interest a day. When I found out what happenned, I called my insurance company, but they're denying the claim because more than a year has passed since the incident, and the policy says that claims won't be paid after one year except in the absence of legal capacity (not sure what that means).
Anyhow, what can I do - I'm a mostly broke college student with insurance coverage through my school, and I now have a bill that should have been covered, and there was no way I could know that it wasn't paid until it was already past the 1-year point. To make matters worse, I tried telling the ambulance company that I was dealing with the insurance company once I foudn out about this, but just today they, without asking me, drew every last penny out of my bank account!
What can I do? Please Help!
Thanks
The ambulance company that I used in November 2006 had incorrect insurance information (wrong company) on file for me and billed that company after the incident. I didn't hear anything else about the incident until June 2008, a year and a half later, when the ambulance company told me that the bill had not been paid and that they were going to start charging 1% interest a day. When I found out what happenned, I called my insurance company, but they're denying the claim because more than a year has passed since the incident, and the policy says that claims won't be paid after one year except in the absence of legal capacity (not sure what that means).
Anyhow, what can I do - I'm a mostly broke college student with insurance coverage through my school, and I now have a bill that should have been covered, and there was no way I could know that it wasn't paid until it was already past the 1-year point. To make matters worse, I tried telling the ambulance company that I was dealing with the insurance company once I foudn out about this, but just today they, without asking me, drew every last penny out of my bank account!
What can I do? Please Help!
Thanks