What is the name of your state (only U.S. law)? VA
I have a HMO health care plan at work.
my son (over 18) is coverred under my policy.
He got a car accident more than a year ago.
It costed the insurance more than two hundreds thousand dollar and left him temporary disability for 8 months with many scars.
At the beginning, I received the form which has an online version here [url]https://www31.anthem.com/jsp/subrogation/Submit.do[/url]
I did not submit and considered it is optional.
The case was close for more than 6 months and medical treatment were all done. I had to pay 2500 deductible for the health insurance and more.
medical reimbursement about 10000 was paid in advance to my son to pay for medical service, but I later redirected to HMO.
Now I got the subrogation questionaire letter again.
My question are:
1- What happen if I submit the letter? Will the HMO get all $10000 back? My son loss in health and school ( 1 year at home) more than that.
2- What happen if I ignore since the letter send to me but my son is over 18. I can't sign and return. He doesn't want to sign it.
* He doesn't want to have anything related to the accident (forget it).