+ Reply to Thread
Results 1 to 3 of 3
  1. #1
    Simpoevsky is offline Junior Member
    Join Date
    Oct 2009
    Posts
    1

    Question COBRA cancelled my insurance w/out any notice?

    Does anyone know if COBRA can cancel my insurance w/out ANY notice? Apparently, even though I DID send my June-July payment in on time, it somehow didn't reach them. So, since they sent me nothing I continued to pay for the next two months unaware that anything had changed. Those payments were processed. I went to the doctor recently and found out from my doctor's office that my insurance had been cancelled. Is this legal? Can they cancel my insurance w/out any sort of notification?? Any advice would be appreciated!
  2. #2
    cbg
    cbg is offline Senior Member
    Join Date
    Nov 2001
    Location
    Massachusetts
    Posts
    33,937
    COBRA is a law and/or a continuation of insurance coverage, not an agency. So no, COBRA cannot cancel your insurance at all. Quite possibly your COBRA administrator can, though.

    Yes, they can cancel your insurance without any notification at all. Once you've received the initial notification and signed up for COBRA, they have NO legal obligation WHATSOEVER to send you any notices or invoices or warnings of impending cancellation. That is statutory. It is 100% your responsibility to not only send in the notices on time, but to ensure they are received. If you didn't notice that the checks had not been cashed, that's not their problem.
  3. #3
    Andy0192 is offline Member
    Join Date
    May 2007
    Posts
    796
    Did you "notice" that your payment you sent for June-July never got cashed?

    You mention that the two following payments "got processed"....You need to explain what you mean by that. Did your coverage lapse? or was it cancelled?

Similar Threads

  1. COBRA need advice - employer never sent any notices to me and cancelled my insurance
    By wildthing9 in forum Health Insurance and HMO Plans
    Replies: 9
    Last Post: 04-24-2009, 07:42 PM
  2. Insurance cancelled before I can sign up for COBRA?
    By Frippledip in forum Fringe Benefits
    Replies: 1
    Last Post: 03-20-2008, 09:01 AM
  3. Insurance Cancelled without offer of Cobra
    By shawn.hall in forum Health Insurance and HMO Plans
    Replies: 0
    Last Post: 09-12-2005, 02:40 PM
  4. COBRA Insurance provider changed - no notice given
    By stonerron in forum Health Insurance and HMO Plans
    Replies: 1
    Last Post: 08-13-2004, 10:20 AM
  5. Insurance cancelled without notice
    By Wallygator in forum Life Insurance & Annuities
    Replies: 1
    Last Post: 03-27-2001, 05:23 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

© 1995-2012 Advice Company, All Rights Reserved

FreeAdvice® has been providing millions of consumers with outstanding advice, free, since 1995. While not a substitute for personal advice from a licensed professional, it is available AS IS, subject to our Disclaimer and Terms & Conditions Of Use.