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Old 03-01-2006, 09:55 AM
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Join Date: Jun 2004
Posts: 35

Collection Agency

What is the name of your state? FL

A collection agency is trying to collect from me $170.00 for an emergency room visit on January 2003 and $121.00 for an emergency room visit on May 2005. On 2003 I had a different health insurance than the one I have now.

They mentioned a lawsuit on our phone conversation. I was asking my self why they want to sue me for this amount of money?

1. What are my options for paying this collection agency?

2. By law, can I pay them $10 a month?

Thanks for your inputs.
  #2  
Old 03-01-2006, 11:34 PM
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Join Date: Feb 2006
Location: Philadelphia, PA
Posts: 17,782
Collection agencies like to make threats. They most likely have no intention of filing a lawsuit for that small amount of money.

I assume that you agree that you owe this money and it's not a case of your (former) insurance not paying when they were supposed to. So if that's the case, if you call the collections agency and ask if you can set up a payment plan, they will probably be willing to work with you (after all, otherwise they get nothing). I don't know if there's any LAW saying they have to let you pay it off gradually, but more then likely they will be willing to (though they may want more then $10 a month).
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