Ron Horner
Junior Member
What is the name of your state? Kentucky
My daughter had two health insurance plans when she had surgery. The secondary insurer paid some of the doctor's bill and applied the balance to the $500 deductible. The secondary insurer also paid some of the anesthesiologist's bill and the remaining was applied to the deductible which now totaled the $500 deductible. The primary insurer paid part of the hospital bill and the secondary insurer paid part of the hospital bill. They did not coordinate benefits so the hospital was overpaid. My daughter brought it to the secondary insurer's attention that the hospital was overpaid and asked that the overpayment money be used to pay the $500 deductible. The secondary insurer recovered the hospital overpayment but refuses to pay the deductible. Is the coordination of benefits being applied properly?
My daughter had two health insurance plans when she had surgery. The secondary insurer paid some of the doctor's bill and applied the balance to the $500 deductible. The secondary insurer also paid some of the anesthesiologist's bill and the remaining was applied to the deductible which now totaled the $500 deductible. The primary insurer paid part of the hospital bill and the secondary insurer paid part of the hospital bill. They did not coordinate benefits so the hospital was overpaid. My daughter brought it to the secondary insurer's attention that the hospital was overpaid and asked that the overpayment money be used to pay the $500 deductible. The secondary insurer recovered the hospital overpayment but refuses to pay the deductible. Is the coordination of benefits being applied properly?