What is the name of your state?
Alaska
In August I found out wonderful news, I am having a baby! Then I found out not so wonderful news- my insurance would not cover any maternity or labor costs. My boyfriend and I had been planning a wedding which was still a year away, but when we found this out we decided to get married so I could be added to his insurance, which does cover maternity.
On October 16th we were married. We submitted the insurance paperwork to his employer on November 29th, at which point his employer (actually the Owners wife who does the insurance) said to him, Gee I hope this is within the 31 days you have to file this paperwork. Alarmed, my husband asked her What 31 days? At which point she explained (for the first time) that we had 31 days from the date of our marriage to add me to the policy. It had been 45 days from the date of our marriage and this was the first time we were hearing about this.
Of course, the insurance company rejected my application because it was not within the 31 days and said I would have to wait until the renewal anniversary, which conveniently enough for them is next May (I'm due in March). I was and am understandable irate about this matter and demanded that the Owners wife write a letter to the insurance company telling them that we were never notified of the 31 day policy. I just found out that they are still rejecting me.
I am so upset about this I am in tears and unsure what to do. On one hand I'm not sure if I should be mad at this woman, who never told us we had 31 days, or the insurance company.
Any Help?
Thank you.
Alaska
In August I found out wonderful news, I am having a baby! Then I found out not so wonderful news- my insurance would not cover any maternity or labor costs. My boyfriend and I had been planning a wedding which was still a year away, but when we found this out we decided to get married so I could be added to his insurance, which does cover maternity.
On October 16th we were married. We submitted the insurance paperwork to his employer on November 29th, at which point his employer (actually the Owners wife who does the insurance) said to him, Gee I hope this is within the 31 days you have to file this paperwork. Alarmed, my husband asked her What 31 days? At which point she explained (for the first time) that we had 31 days from the date of our marriage to add me to the policy. It had been 45 days from the date of our marriage and this was the first time we were hearing about this.
Of course, the insurance company rejected my application because it was not within the 31 days and said I would have to wait until the renewal anniversary, which conveniently enough for them is next May (I'm due in March). I was and am understandable irate about this matter and demanded that the Owners wife write a letter to the insurance company telling them that we were never notified of the 31 day policy. I just found out that they are still rejecting me.
I am so upset about this I am in tears and unsure what to do. On one hand I'm not sure if I should be mad at this woman, who never told us we had 31 days, or the insurance company.
Any Help?
Thank you.