What is the name of your state? Virginia
Currently insured under small group health program. Recently I was called into the owners office and ask about my health claims history. Specifically, I was ask how much my hip replacement was and if my family had any other claims. I responded by saying I did not know the total cost or total allowed for my hip and was could not say how much my other family claims totaled. There were three other employees in the office at the time and the owner then said he wanted me to contact the health carrier and request a claims history on myself and family sent by fax to the office fax number. He then dialed the number and was on speaker phone. I had to identify myself and give my social security number. I have not received the report but the insurance company says it was faxed. Later he called me into the office (again with other employees present) and stated that my claims totaled 60% of the total claims for the company. As a result he has decided to reduce cost of insurance by reducing benefits. I have an employment contract stating that I and my family will be provided a traditional health care plan for a five year period (this is the second year) without limitation. I am also being forced to contribute to the cost of my family health care by payroll deduction of the difference of last years premium. I know my employment contract has been violated, what about my privacy. I was intimidated in front of other employees, concerned for my job if I did not do what was ask at that time and also feel the fax was received and viewed by my employer. You should know that I work for an insurance agency that sells group health insurance. Does that allow my employer to view all my familys claims?
Currently insured under small group health program. Recently I was called into the owners office and ask about my health claims history. Specifically, I was ask how much my hip replacement was and if my family had any other claims. I responded by saying I did not know the total cost or total allowed for my hip and was could not say how much my other family claims totaled. There were three other employees in the office at the time and the owner then said he wanted me to contact the health carrier and request a claims history on myself and family sent by fax to the office fax number. He then dialed the number and was on speaker phone. I had to identify myself and give my social security number. I have not received the report but the insurance company says it was faxed. Later he called me into the office (again with other employees present) and stated that my claims totaled 60% of the total claims for the company. As a result he has decided to reduce cost of insurance by reducing benefits. I have an employment contract stating that I and my family will be provided a traditional health care plan for a five year period (this is the second year) without limitation. I am also being forced to contribute to the cost of my family health care by payroll deduction of the difference of last years premium. I know my employment contract has been violated, what about my privacy. I was intimidated in front of other employees, concerned for my job if I did not do what was ask at that time and also feel the fax was received and viewed by my employer. You should know that I work for an insurance agency that sells group health insurance. Does that allow my employer to view all my familys claims?
