Individual coverage for person over 64

[Nomorecc]

What is the name of your state? TX

The person is over 64, once enrolled in Medicare but dropped out because there was a period that she could not make payments. New Medicare enrollment starts only in January 2007 to be effective in July 2007.

What a person to do in the meantime? She is not employed and will not be to get a group coverage.

Are there ANY insurance plans, short-term or not, that can be purchased by people over 64? (we'll pay for it, in case you ask).

What are her options?

Thank you.

[seniorjudge]

Originally Posted by Nomorecc

What is the name of your state? TX

The person is over 64, once enrolled in Medicare but dropped out because there was a period that she could not make payments. New Medicare enrollment starts only in January 2007 to be effective in July 2007.

What a person to do in the meantime? She is not employed and will not be to get a group coverage.

Are there ANY insurance plans, short-term or not, that can be purchased by people over 64? (we'll pay for it, in case you ask).

What are her options?

Thank you.

Have you tried Google?

[cbg]

I'm sure there are, but they'll be costly and may not be easy to find. (I don't know of any off the top of my head.)

I would strongly recommend that you work with a broker on this issue.

[Betty]

Most health ins. companies require an applicant to be less than age 64 1/2 (closer to age 64 than age 65). You may be able to find coverage through a broker as suggested by cbg but the premium will be high & the policy will probably have a high deductible. Also, we do not know what kind of health the person is in & this could make a difference in getting coverage & not getting coverage.

[averad]

How over 65?