singdance65
Junior Member
What is the name of your state (only U.S. law)? New Hampshire
I received a check in the mail today refunding my insurance premiums as of 1/1/09 (it's March 13). I called the benefit service center for my employer (who is based in Illinois) and was told that the payment I sent for Jan/Feb premiums was 8 days past the grace period for January. My premium checks have all been cashed and I thought I was covered through March.
I was told I can appeal, but I have had no coverage since January and won't again until my appeal is accepted. If it isn't accepted, I won't have any coverage until open enrollment in November (meaning next year). I've worked for this company for 20 years and have never had a problem before.
My question: What should I write in my appeal? I don't plan to cash the refund check and plan to continue to make premium payments until this is settled.
Thanks for your help.
I received a check in the mail today refunding my insurance premiums as of 1/1/09 (it's March 13). I called the benefit service center for my employer (who is based in Illinois) and was told that the payment I sent for Jan/Feb premiums was 8 days past the grace period for January. My premium checks have all been cashed and I thought I was covered through March.
I was told I can appeal, but I have had no coverage since January and won't again until my appeal is accepted. If it isn't accepted, I won't have any coverage until open enrollment in November (meaning next year). I've worked for this company for 20 years and have never had a problem before.
My question: What should I write in my appeal? I don't plan to cash the refund check and plan to continue to make premium payments until this is settled.
Thanks for your help.