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  #1  
Old 10-16-2004, 02:39 PM
uclagrad2002
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Insurance termination


What is the name of your state? CA

My wife just received (10/15/04) notification that she was terminated from her group health insurance on 10/08/04. She is currently 9 mos. pregnant and just began disability leave on 10/14/04. I must emphasize that she was not terminated from her job, just envoking her rights for disability leave.

Excerpt from notice;

"...The coverage was terminated as permitted by the Termination Reinstatement provision of your employer's group contract because of an administrative cancellation for non-payment of dues."

I'm assuming that her employer has not been paying the insurance carrier and that the coverage has been terminated for not just her, but to all employees.

With less than 3 weeks until our baby's due date, not having health insurance for the delivery, recovery, or any unforseen situation is a little unnerving and I'm am at a loss for some type of resolution. Does anyone have any advice on what recourse I can take so that my wife and child are covered when the baby is born? Thanks in advance for the advice.
  #2  
Old 10-16-2004, 02:52 PM
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Join Date: Jan 2000
Location: Los Angeles, California
Posts: 38,191
Quote:
Originally Posted by uclagrad2002
What is the name of your state? CA

My wife just received (10/15/04) notification that she was terminated from her group health insurance on 10/08/04. She is currently 9 mos. pregnant and just began disability leave on 10/14/04. I must emphasize that she was not terminated from her job, just envoking her rights for disability leave.

Excerpt from notice;

"...The coverage was terminated as permitted by the Termination Reinstatement provision of your employer's group contract because of an administrative cancellation for non-payment of dues."

I'm assuming that her employer has not been paying the insurance carrier and that the coverage has been terminated for not just her, but to all employees.

With less than 3 weeks until our baby's due date, not having health insurance for the delivery, recovery, or any unforseen situation is a little unnerving and I'm am at a loss for some type of resolution. Does anyone have any advice on what recourse I can take so that my wife and child are covered when the baby is born? Thanks in advance for the advice.

My response:

You didn't ask a legal question.

However, now you know why Bush needs to get out of office. So, vote for John Kerry and "Yes" on Proposition 72.

IAAL
  #3  
Old 10-16-2004, 03:01 PM
uclagrad2002
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Sorry.


Is there any legal recourse we can take against the employer for bills that will be incurred until we find another carrier.
  #4  
Old 10-16-2004, 03:13 PM
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Join Date: Jan 2000
Location: Los Angeles, California
Posts: 38,191
Quote:
Originally Posted by uclagrad2002
Is there any legal recourse we can take against the employer for bills that will be incurred until we find another carrier.

My response:

No. You're not "owed" health insurance - - at least at this point in time. So, vote for Kerry, and vote for Prop. 72.

IAAL
  #5  
Old 10-17-2004, 08:38 PM
I AM NOT LIABLE
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Quote:
Originally Posted by I AM ALWAYS LIABLE
My response:

No. You're not "owed" health insurance - - at least at this point in time. So, vote for Kerry, and vote for Prop. 72.

IAAL
Vote for Kerry
  #6  
Old 10-17-2004, 08:46 PM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781
IAAL, too funny.
  #7  
Old 10-17-2004, 09:02 PM
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Join Date: Apr 2004
Location: Bay Area, CA
Posts: 10,190
He was really dragging out his goodbye.
__________________
It is our unanimous opinion that you are damn right and it should be obvious to any moron that your (ex) (SO’s ex) (boss) (landlord) (local police) should be immediately (jailed) (fired) (reprimanded) (arrested) (demoted) (shot) (evicted).
In fact, you are so astonishingly correct in this matter, it will not surprise us one bit if you are offered a generous settlement, because, by golly, that’s just how it should be.

You Rock,
Love,
Us
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