What is the name of your state (only U.S. law)? Georgia
Apologies if this is a dead horse, but a couple of searches gave no hits. I'm new, and I'm sure it will show.
My wife has health insurance through her employer and they allow her to cover her adult daughter (age 18) on her policy. Recently the girl (adult in GA) has been acting out in ways that are dangerous and irresponsible. Her mom wants to tell her that if she hurts herself, any and all medical charges not covered by insurance will be the daughter's responsibility and that she won't be held liable.
I'm wondering if she can, in fact, do that.
Since my wife is the primary insured, wouldn't she have the ultimate liability?
If she refused to pay the (adult) daughter's bills could my wife be successfully pursued by her insurance company? Would her credit rating suffer a hard "ding"?
Background: the daughter is not in school, is unemployed, lives with friends ... and though we're not related she's just as crazy as I was!
Thanks for your thoughts and, perhaps, suggestions?
Best wishes,
JoeW519
Apologies if this is a dead horse, but a couple of searches gave no hits. I'm new, and I'm sure it will show.
My wife has health insurance through her employer and they allow her to cover her adult daughter (age 18) on her policy. Recently the girl (adult in GA) has been acting out in ways that are dangerous and irresponsible. Her mom wants to tell her that if she hurts herself, any and all medical charges not covered by insurance will be the daughter's responsibility and that she won't be held liable.
I'm wondering if she can, in fact, do that.
Since my wife is the primary insured, wouldn't she have the ultimate liability?
If she refused to pay the (adult) daughter's bills could my wife be successfully pursued by her insurance company? Would her credit rating suffer a hard "ding"?
Background: the daughter is not in school, is unemployed, lives with friends ... and though we're not related she's just as crazy as I was!
Thanks for your thoughts and, perhaps, suggestions?
Best wishes,
JoeW519