What is the name of your state?What is the name of your state? Florida
My wife gave birth to our second child and I immediately added him to my insurance plan. My wife is on her own plan through her company. Several months later the Hospital sent us a bill for $989.00 in our son's name. We contacted my insurance company and they said that we should not be billed this amount and said that they would send a letter to the hospital stating this.
A month later we received another bill. I called back our insurance company and asked why the claim has not been paid, since I have been faithfully paying my premiums. The lady with the insurance company told me that the mother has to be on the same insurance as the newborn at the time of the birth or they will not cover the claim. I have never heard of this!? She went on to say that regardless the hospital is under contract with them and can not bill me for this claim. They said that they would call the hospital and correct this problem.
Another couple of weeks go by and now I have received a letter from a debt collector requesting the money. I have called the hospital and they said that they did receive the phone call but have decided to continue to bill me for the claim.
Is their anything that I can do? I have zero legal experience and do not understand why my insurance will not pay a claim when our baby was listed under their insurance from the beginning.
My wife gave birth to our second child and I immediately added him to my insurance plan. My wife is on her own plan through her company. Several months later the Hospital sent us a bill for $989.00 in our son's name. We contacted my insurance company and they said that we should not be billed this amount and said that they would send a letter to the hospital stating this.
A month later we received another bill. I called back our insurance company and asked why the claim has not been paid, since I have been faithfully paying my premiums. The lady with the insurance company told me that the mother has to be on the same insurance as the newborn at the time of the birth or they will not cover the claim. I have never heard of this!? She went on to say that regardless the hospital is under contract with them and can not bill me for this claim. They said that they would call the hospital and correct this problem.
Another couple of weeks go by and now I have received a letter from a debt collector requesting the money. I have called the hospital and they said that they did receive the phone call but have decided to continue to bill me for the claim.
Is their anything that I can do? I have zero legal experience and do not understand why my insurance will not pay a claim when our baby was listed under their insurance from the beginning.