What is the name of your state? MA
I was sending in my monthly payments for COBRA to my previous employer. Then I got another job with health insurance, so picked up that policy and stopped sending in my COBRA payments. I assumed that once I stopped sending in the payments, my COBRA coverage was finished.
Now the HR guy from my former company sent a letter saying they haven't received payments for several months, and they are terminating COBRA coverage. But that I would have to pay for the past several months!
That sounds crazy and illegal. (I've had run-ins with this HR guy before where he didn't know employment law). Isn't it true that once I stop sending in the payments, that's my indication of not wanting COBRA right?