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Background checks - what can be done?

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tdwmba

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Employers that use an outside business to complete background checks are bound by the Fair Credit Reporting Act - 15 U.S.C. 1681. If employment is denied based on this information - i.e. a credit report, prior to taking adverse action they must notify the applicant and provide a copy of the report. (to respond to any of the Credit Reporting Agencies screw - ups). My dilemma - There is an employer who totally violated the FCRA - governmental agency as well. A job offer was rescinded based on a credit report (erroneous information - of course). Because they did not follow the law, I really got screwed out of a job I really wanted. My question is - on what basis do I file suit against the employer and the Credit Reporting Agency for failing to comply with the FCRA (the erroneous information has been disputed for the past seven years - disappears, then reappears)?
Any thoughts would be greatly appreciated (found very little case law on the subject)
 



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