damaged property - robbery - NC

[marginal27]

My home was recently robbed. I will file a claim for stolen property. I have replacement value coverage.

Besides the stolen property, there is property that was knocked over and damaged cosmetically. Will the insurance replace this personal property as well, or will these claims be denied because the property is still functional?

Thanks.

[moburkes]

Originally Posted by marginal27

My home was recently robbed. I will file a claim for stolen property. I have replacement value coverage.

Besides the stolen property, there is property that was knocked over and damaged cosmetically. Will the insurance replace this personal property as well, or will these claims be denied because the property is still functional?

Thanks.

Likely they will not replace it, but may give you a check for the difference in value. Ask your adjuster.