go on take the money and run.

[drickard]

What is the name of your state (only U.S. law)? Ohio. Home owner used my contract and credentials to get a claim on his property. The check was issued to the homeowner and myself. Now says not doing job, didn't get enough money. However I have not endorsed the check and am out my time and money. What can I do?

 

[ecmst12]

Not your problem. You can't claim the money if you haven't done the work. He SHOULD NOT be able to cash the check without your signature, but that's between him and the bank and his mortgage company (if he takes the money and doesn't repair the damage).

 

[Mass_Shyster]

am out my time and money. What can I do?

Sue the homeowner for the work completed.

 

[Sophistry]

Love the Steve Miller reference by the way...

Seriously, this happens alot. Homeowner uses the contractor to provide an estimate then tells the insurance company his brother-in-law, cousin, uncle said he'd do it for X% cheaper or that the insured decided to do it himself. The insurance company puts the bank and the insured on the check and let them work out the details or they pay a %, confirm the work was done, then another %, etc...

I don't know the law in Ohio but I'd let it go and move on.

Last thing, I'd make sure you were not on that check - you don't want to get 1099'd for money you never received....(I think they probably cancelled the first check and reissued another)