House fire

[loritroy]

What is the name of your state (only U.S. law)? Kentucky

in april of this year my house burned it was a 1998 double wide our insurance coverage is $55000 for the home and $30000 for contents the insurance adjuster said they would only pay $25000 for the double wide i pay yearly taxes on my property and they have it broke down at $66000 for the home and $25000 for the land so i am wanting to know how to proceed
Thanks

 

[Banned_Princess]

your taxes have nothing to do at all with what it is insured at. your absolutely not going to get the ins company to raise your limits after a loss. (unless it is a total loss and you have an additional coverage for total loss and actual cost to rebuild)

will the amount the ins company is offering fix the home? or buy a new one that is the same? I think it will. if it wont then submit the price for a new one.

 

[loritroy]

the insurance company is only offering $25000 the home is a total loss and would cost $60000 + to replace my coverage is for $55000 and there offer is crap i think

 

[tammy8]

Mobile home policies are different than real homeowner's policy. They will replace you the value of a 1998 doublewide.