michigan2006
Junior Member
What is the name of your state (only U.S. law)? michigan
i have full replacement coverage on home and contents and have for the past 30 plus years. items in my garage were stolen. made a report to the police. filed claim with insurance company. they are insisting i have to have booklets,warranty cards, what ever comes with items. most of the items were purchased 6-7 years ago for a store my husband and i were going to buy. we were stocking up on all kinds of tools and had duplicates of several of them. we had been buying them for approx. a year to a year and a half before he died. we paid cash for most of these items. there were some large ticket items also. the day we put in a offer on the store my husband was killed. so i withdrew the offer but still had the items, i have since moved and have no receipts. insurance company insist i provide proof. which i only had for a few items. the insurance company says my claim is to large 25,000-30,000. i was then questioned like i had commited a crime. where do i work where do i get my money from where do i bank call my credit card people and have them send me bills from those years ( i already told them we paid cash for most items and the credit card would only provide a store we charged at and not the item purchased) wanted a copy of my bank statements to show withdrawls and after telling them i had not worked in years they said they wanted to see my bank statements.and continued to question me about where my money comes from. i told them that was all personal info they did not need to know. they assured me they do. i need to show proof of money in and money out. i told them money wasnt the issue and how i spend my money is none of thier business. again i was assured it was. i gave them no personal info. this is the short version. this has been going on since feb of this year. i am looking for an attorney to help me but have found no luck in what type of an attorney to get. any suggestions. appreciate any help. thank you
i have full replacement coverage on home and contents and have for the past 30 plus years. items in my garage were stolen. made a report to the police. filed claim with insurance company. they are insisting i have to have booklets,warranty cards, what ever comes with items. most of the items were purchased 6-7 years ago for a store my husband and i were going to buy. we were stocking up on all kinds of tools and had duplicates of several of them. we had been buying them for approx. a year to a year and a half before he died. we paid cash for most of these items. there were some large ticket items also. the day we put in a offer on the store my husband was killed. so i withdrew the offer but still had the items, i have since moved and have no receipts. insurance company insist i provide proof. which i only had for a few items. the insurance company says my claim is to large 25,000-30,000. i was then questioned like i had commited a crime. where do i work where do i get my money from where do i bank call my credit card people and have them send me bills from those years ( i already told them we paid cash for most items and the credit card would only provide a store we charged at and not the item purchased) wanted a copy of my bank statements to show withdrawls and after telling them i had not worked in years they said they wanted to see my bank statements.and continued to question me about where my money comes from. i told them that was all personal info they did not need to know. they assured me they do. i need to show proof of money in and money out. i told them money wasnt the issue and how i spend my money is none of thier business. again i was assured it was. i gave them no personal info. this is the short version. this has been going on since feb of this year. i am looking for an attorney to help me but have found no luck in what type of an attorney to get. any suggestions. appreciate any help. thank you
