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  1. #1
    catdog23 is offline Junior Member
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    insurance repair job gone bad

    What is the name of your state (only U.S. law)? in

    water leaking thru interior walls. insurance gave me 2 companies to go with if wanted to. got both estimates. sent 1 estimate to ins., got ck from ins. went w/other co....(1 of the 2 ins gave me)

    co.replaced chiimney saying that would fix water problem...only to find out 6mths later, water leaking again.
    called co. they are still scratching heads and cant figure it out.
    ive made calls myself only to find out - it is most likely a chimney liner that needed replaced, not the chimney.

    isnt the co. still liable for ajob not done? they were pd to fix the water leak, and its still leaking.

    this was 1000.00 job pd thru ins.

    however the ck cut to me from insurance was a bit more then what co. charged?
    what do i do? thanks!
  2. #2
    HomeGuru is offline Senior Member
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    Quote Originally Posted by catdog23 View Post
    What is the name of your state (only U.S. law)? in

    water leaking thru interior walls. insurance gave me 2 companies to go with if wanted to. got both estimates. sent 1 estimate to ins., got ck from ins. went w/other co....(1 of the 2 ins gave me)

    co.replaced chiimney saying that would fix water problem...only to find out 6mths later, water leaking again.
    called co. they are still scratching heads and cant figure it out.
    ive made calls myself only to find out - it is most likely a chimney liner that needed replaced, not the chimney.

    isnt the co. still liable for ajob not done? they were pd to fix the water leak, and its still leaking.

    this was 1000.00 job pd thru ins.

    however the ck cut to me from insurance was a bit more then what co. charged?
    what do i do? thanks!


    **A: have you talked to the contractor's license board?
  3. #3
    Zigner is offline Senior Member
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    Have you talked to the insurance company to find out how you can return the excess money?
  4. #4
    moburkes is offline Senior Member
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    The insurance company didn't hire the contractor - they merely made a suggestion. You CHOSE the contractor. You deal with the contractor or their licensing board to come up with a solution.
    My new signature:
    Originally Posted by arazi
    I'll take you on one-to-one in a volcabulary test anywhere, anyplace, anytime.
  5. #5
    ecmst12 is offline Senior Member
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    The contractor was paid for the work they did. If additional work is needed to fix the problem, then additional payment will be needed.
  6. #6
    catdog23 is offline Junior Member
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    where does one find a contractors licensing board? thanks.

    co.was hired to fix where the water was leaking....its still leaking...
    so the job that was paid for, apparantly wasnt the correct job needed to fix the leak. so thats the homeowners own fault? sorry im confused.
  7. #7
    catdog23 is offline Junior Member
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    Quote Originally Posted by moburkes View Post
    The insurance company didn't hire the contractor - they merely made a suggestion. You CHOSE the contractor. You deal with the contractor or their licensing board to come up with a solution.
    not saying insurance's fault whatsoever...just trying to include facts for better answers...thanks!
  8. #8
    HomeGuru is offline Senior Member
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    Quote Originally Posted by catdog23 View Post
    where does one find a contractors licensing board? thanks.

    co.was hired to fix where the water was leaking....its still leaking...
    so the job that was paid for, apparantly wasnt the correct job needed to fix the leak. so thats the homeowners own fault? sorry im confused.
    **A: I agree, that is why you need to be dealing with the contractor.
  9. #9
    ecmst12 is offline Senior Member
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    It's not that it's your fault. It's that unless another contractor says the first guy SHOULD have known it needed job B instead of job A, and is willing to testify same in court, then the contractor was making a good faith effort to fix the problem and deserves to be paid for the job they did. And if the problem still exists and now they want to try job B to fix it, then they need to be paid for job B too. Your insurance should be willing to make additional payment if the additional repairs are necessary to fix the problem, it's all part of the same claim.
  10. #10
    Zigner is offline Senior Member
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    Too bad our OP was more than happy to attempt to defraud the insurance company the first time around...
  11. #11
    HomeGuru is offline Senior Member
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    Quote Originally Posted by Zigner View Post
    Too bad our OP was more than happy to attempt to defraud the insurance company the first time around...
    **A: I guess plan A did not work.
  12. #12
    catdog23 is offline Junior Member
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    they had said its not enough to worry about. thank you for your help!
  13. #13
    HomeGuru is offline Senior Member
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    Quote Originally Posted by catdog23 View Post
    they had said its not enough to worry about. thank you for your help!
    **A: who is they and why would you listen to them and not take appropriate action.

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