Insurance rule on proscuting

[amcgee]

What is the name of your state (only U.S. law)GA

I have a few questions and I hope you can help. I just file an insurance claim for vandalism. The insurance company honored my claim but do I have to prosecute the defendant? Will the insurance company require me to return the funds issued out to me because I decided to drop charges? Can the insurance company overturn their decision to approve this claim and reject it? Please help thank you!What is the name of your state (only U.S. law)?

 

[Banned_Princess]

So you know who did it, and you don't want to request charges.



Has there been an arrest? how much was the claim / damage?

 

[amcgee]

yes i know who it is and yes their in jail. Its a family member and the claim is about $20,000.

 

[moburkes]

Prosecutors prosecute. Prosecutors add or drop charges.

 

[ecmst12]

They can't require you to prosecute but they WILL pursue the culprit for reimbursement. You should press charges, then the judge will (most likely) add restitution onto his sentence and he might actually learn something.