Home     Law Advice     Insurance Advice     Community    
Homeowners Insurance : Includes Fire, Theft, Personal Property, & Umbrella Insurance.
Go Back   FreeAdvice Legal Forum > INSURANCE > Homeowners Insurance
Reload this Page insurance subrogation

Powered by Attorney Pages


  Find An Attorney In Your Area    
 



Sign up for our Free Email Newsletter
For Email Marketing you can trust
Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 08-21-2009, 03:38 PM
fii fii is offline
Junior Member
  
Join Date: Aug 2009
Posts: 2

insurance subrogation

What is the name of your state (only U.S. law)? WA

So about a month ago, I flooded our townhouse kitchen. Later that afternoon I got a call from our HOA saying that water has leaked onto the unit below us. From what we understood, her insurance was going to cover her damages. But we got a letter from her insurance yesterday, saying they are doing a subrogation, and they want us to pay for the damages.

Now, my boyfriend is the one that sign for the townhouse lease. They are going after him for the money. However, I am the one responsible for it, is there anyway they could come after me instead? Also, is there anything I can do at this point? Negotiate to lower the amount? Set up payment plans?
  #2  
Old 08-21-2009, 03:41 PM
Senior Member
  
Join Date: Jan 2005
Posts: 24,604
Quote:
Originally Posted by fii View Post
What is the name of your state (only U.S. law)? WA

So about a month ago, I flooded our townhouse kitchen. Later that afternoon I got a call from our HOA saying that water has leaked onto the unit below us. From what we understood, her insurance was going to cover her damages. But we got a letter from her insurance yesterday, saying they are doing a subrogation, and they want us to pay for the damages.

Now, my boyfriend is the one that sign for the townhouse lease. They are going after him for the money. However, I am the one responsible for it, is there anyway they could come after me instead? Also, is there anything I can do at this point? Negotiate to lower the amount? Set up payment plans?
Submit this to your renter's insurance company...
__________________
*
*
I am not an attorney. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Chuckle of the day:
Quote:
Originally Posted by grndslm View Post
Right. That is a statute... just as I'd presumed.

Yea! Ziggy the Court Jester presiding.
It is not LAW.

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #3  
Old 08-21-2009, 03:48 PM
fii fii is offline
Junior Member
  
Join Date: Aug 2009
Posts: 2
Quote:
Originally Posted by Zigner View Post
Submit this to your renter's insurance company...
we have no renter's insurance.
  #4  
Old 08-21-2009, 04:21 PM
Senior Member
  
Join Date: Jan 2005
Posts: 24,604
Quote:
Originally Posted by fii View Post
we have no renter's insurance.
Your boyfriend is responsible to the damaged party. You are responsible to him.

As for the rest...communication is key. How would WE know if they'd accept a payment plan?
__________________
*
*
I am not an attorney. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Chuckle of the day:
Quote:
Originally Posted by grndslm View Post
Right. That is a statute... just as I'd presumed.

Yea! Ziggy the Court Jester presiding.
It is not LAW.

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #5  
Old 08-21-2009, 08:46 PM
Senior Member
  
Join Date: Feb 2006
Location: Philadelphia, PA
Posts: 20,572
Not having renters insurance is monumentally stupid.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.

-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
Reply

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 07:02 PM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.