Liability re Appliance Damage

[Laconic1]

What is the name of your state (only U.S. law)? Florida.

As a probable result of lightning damage to Florida Power and Light underground lines where the neutral line function was affected to 2 adjacent homes, would the power company be liable for an air conditioner compressor that was damaged to the extent that replacement was necessary?

Or, should I directly proceed with an insurance claim?

Thanks...

[Banned_Princess]

Power company is in no way liable.

Put in the insurance claim and be prepared to pay your dedctable.

[Laconic1]

Thanks. Further inquiry supports your statements.

Our insurance deductible is, however, too high to file a claim.

[Banned_Princess]

I thought so. In Fl I'm sure you have to hold the highest dedutable to keep your premium affordable... (loose term "affordable")

$2500?

Sorry about that! good day.

[ecmst12]

You should never carry a deductible that is higher then you can afford to pay...

The entity responsible for the lightning storm which damaged your equipment is, unfortunately, beyond the reach of a civil suit.

[Laconic1]

2000, B-P.

Agreed, ECMST12, thus the higher deductible.