Proving contents after theft from deceased

[Alan Raburn]

What is the name of your state (only U.S. law)? New Hampshire My mother passed away and all her possessions were stolen .I made claim through her renters policy.She had a replacement cost policy from Liberty Mutual.they denied the claim because they said I couldn't prove what she had because I did not live there.They also will not provide a copy of the policy .She had a 20,000 plus policy .When I lived with her over 20 years before I know what she had but I never saw anything in this apartment but she always had nice things and the police dept.verified some of the contents in a report.This is deceitful and this policy could never be collected with this approach .There has to be something I can do.Also they will not give me a copy of the policy.Help!! I am her sole heir and the executor of the estate.What is the name of your state (only U.S. law)?

[moburkes]

I'm not sure, outside of a court order, to have them provide you with a copy of the policy. However, it is absolutely normal for them to require PROOF of the stolen items. Have you filed a police report? I mean, how are they supposed to know that a DVD player, for example was taken, unless you can prove she had one? You don't have any pictures in which this furniture is in the background? That's what I provided when I had a claim. That's why they always suggest to inventory your items - so you know their value and so you can prove you owned the items.