What is the name of your state? MN
My neighbor's son shot 12 holes in the back of my house and garage along with 3 other neighbor's houses/garages with a bb gun. Her(neigbor's) insurannce adjuster is offering to pay for residing of the entire walls damaged which he deems equates to 1/4 of the professional estimate I received to reside whole house and garage. Siding is 19 yrs old and cannot be matched or I would patch in the damaged pieces myself so I want the whole house done. Adjuster says to go to matchsiding.com to find the siding. I have read that insurers are not always responsible for matching but I have not made a claim with my insurance on this, I want them to pay for it. I am a general contractor in MN and I know that they cannot match 19 old discontinued siding. What can I do to get their insurance to pay for residing of my house? I don't want to accept 1/4 of the cost as I need to sell my house and noone wants a house in 2 colors or with diffent types of siding. What is her insuranve companies liability on this--do they have repair my home to original color and quality? What is a good course of action to get them to pay me for this? Do I sue homeowner? Do I call my insurance and ruin my rating? Any advice helpful.