Home     Law Advice     Insurance Advice     Community    
Homeowners Insurance : Includes Fire, Theft, Personal Property, & Umbrella Insurance.
Go Back   FreeAdvice Legal Forum > INSURANCE > Homeowners Insurance

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 07-01-2009, 09:53 AM
Junior Member
 
Join Date: Jul 2009
Posts: 2
Unhappy

Water pipe leak under slab in house


What is the name of your state (only U.S. law)? Alabama

I discovered a small hot water leak under my kitchen floor. It did not damage the floor because the floor is on a concrete slab. However I cannotignore it because the water runs continuously and has increased my water and electric bill. My insurance refuses to pay for any of the repair work which includes breaking down though the slab and destroying my floor. Do I have any recourse?
  #2  
Old 07-01-2009, 11:10 AM
Senior Member
 
Join Date: Jan 2001
Posts: 12,066
The water leak is considered a maintenance problem and your policy very likely excludes such things. Fixing leaking water pipes is part of home ownership.
__________________
If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me.

No private messages, I do not reply to them.
  #3  
Old 07-01-2009, 11:13 AM
Senior Member
 
Join Date: Mar 2006
Posts: 6,673
Recourse against who? Who harmed you?
__________________
When you are a Bear of Very Little Brain, and you Think of Things, you find sometimes that a Thing which seemed very Thingish inside you is quite different when it gets out into the open and has other people looking at it.
--W. T. Pooh (aka A. A. Milne)
  #4  
Old 07-01-2009, 11:37 AM
Senior Member
 
Join Date: Nov 2005
Location: New Vertiform City
Posts: 5,133
Quote:
Originally Posted by meddy1961 View Post
What is the name of your state (only U.S. law)? Alabama

I discovered a small hot water leak under my kitchen floor. It did not damage the floor because the floor is on a concrete slab. However I cannotignore it because the water runs continuously and has increased my water and electric bill. My insurance refuses to pay for any of the repair work which includes breaking down though the slab and destroying my floor. Do I have any recourse?
You need to deal with this FAST

Your foundation is getting ruined, which is trivial compared to the wasted energy.

You need to get a plumber in there and set up a bypass around the leaking section of pipe

You don't need to to rip up the slab for this first step.

Then you need to consult with a foundation expert to see if your foundation is sound.

Then you need to decide if a full repair is needed and or if the bypass will work out without costly slab work.
__________________
I've often thought of becoming a golf club.
  #5  
Old 07-01-2009, 12:50 PM
Junior Member
 
Join Date: Jul 2009
Posts: 2

Thanks


Thanks for all of your frank responses. I am moving forward with havingthe work done.
  #6  
Old 07-01-2009, 02:36 PM
Member
 
Join Date: Sep 2006
Location: Panama City, FL
Posts: 883
Are we speaking of Homeowners Warranty Insurance and/or is this new construction that came with some kind of warranty that the builder may be responsible for?
__________________
... I'm not a lawyer but my experience is free.
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 10:20 AM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.