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05-13-2009, 09:44 PM
| | Junior Member | | Join Date: May 2009
Posts: 1
| | | Will renters insurance cover girlfriend intentionally damaging property
What is the name of your state (only U.S. law)? Virginia. I am toward the back end of my relationship with a girl and I am afraid she is going to damage electronics, clothing, etc. Does my renters insurance cover this sort of damage?
Last edited by bwrid937; 05-13-2009 at 09:50 PM.
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05-13-2009, 11:17 PM
| | Senior Member | | Join Date: Nov 2005 Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,169
| | | You can always sue her in court for whatever damages she causes.
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05-13-2009, 11:33 PM
| | Member | | Join Date: Apr 2008
Posts: 41
| | | depends on your policy. Read it. it will have a list of things that are covered and those that are excluded. Generally, for personal property, there are "covered perils" look for those and then read any exclusions that may apply, and at any limits that apply to personal property. That would likely be considered vandalism. read carefully, and good luck!! |
05-15-2009, 07:35 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,803
| | | Vandalism would normally be a covered cause of loss....however, does she live there? If so, is this a policy you carry together? My fiance and I carry one renters policy for both of us, so since we are both on that policy, it MIGHT not cover one policyholder damaging the other's property, because of potential for fraud. Call them and ask them.
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05-16-2009, 02:12 PM
| | Senior Member | | Join Date: Nov 2005 Location: South Cackalacky
Posts: 15,040
| | Quote:
Originally Posted by ecmst12  Vandalism would normally be a covered cause of loss....however, does she live there? If so, is this a policy you carry together? My fiance and I carry one renters policy for both of us, so since we are both on that policy, it MIGHT not cover one policyholder damaging the other's property, because of potential for fraud. Call them and ask them. | It would not cover the situation you just described. Congrats on your engagement. I don't remember reading about that before.
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05-18-2009, 02:38 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,803
| | Nope it just happened about a week ago, thanks 
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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