Who pays deductible for apartment flood?

[Sdallas45]

What is the name of your state (only U.S. law)? Washington State

Came home in the middle of the night to an unlocked door, after being gone all weekend, and all my carpet ripped out of the apartment with the heat full blast and industrial fans blowing. Apparently a pipe broke and flooded my place. Never got a phone call or so much as a note about it. The emergency hot-line for the complex was not working ("phone was dead"). No answer from anyone for 2 days, tons of stuff ruined from management poorly handling personal belongings, etc. I have renters insurance with a 1,000 deductible. My landlord says they are not paying it. The options are I can find somewhere to go till its repaired, or move out.

Should I have to pay the $1,000 deductible? It seems outrageous that I would have to. I want to fight it. Thoughts?

 

[Banned_Princess]

What is the name of your state (only U.S. law)? Washington State

Came home in the middle of the night to an unlocked door, after being gone all weekend, and all my carpet ripped out of the apartment with the heat full blast and industrial fans blowing. Apparently a pipe broke and flooded my place. Never got a phone call or so much as a note about it. The emergency hot-line for the complex was not working ("phone was dead"). No answer from anyone for 2 days, tons of stuff ruined from management poorly handling personal belongings, etc. I have renters insurance with a 1,000 deductible. My landlord says they are not paying it. The options are I can find somewhere to go till its repaired, or move out.

Should I have to pay the $1,000 deductible? It seems outrageous that I would have to. I want to fight it. Thoughts?

why is your deductable so high??? thats rediculous.

you are responsible for paying your out of control deductable.

 

[Sdallas45]

That is pretty standard actually. Some companies might have like 250 deductibles and are like $200 more annually, but that is mine. Do you have proof somewhere that says without a doubt I have to pay that, as appose to my landlord?

Thanks

 

[justalayman]

That is pretty standard actually. Some companies might have like 250 deductibles and are like $200 more annually, but that is mine. Do you have proof somewhere that says without a doubt I have to pay that, as appose to my landlord?

Thanks

you deductible should be no higher than you are actually willing and able to pay.

anyway, what caused the broken pipe? Depending on whether anybody can be held responsible for your deductible will depend on what actually caused the damage.

is this an apartment or a condo or something else?