Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > CONSUMER & GENERAL PRACTICE LAW > Lemon Law
Reload this Page getting calls from collection agency

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
Page 1 of 2 1 2 >
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 01-13-2009, 08:28 PM
Junior Member
  
Join Date: Jan 2009
Posts: 14

getting calls from collection agency

texas...In September 2006 I bought a new ford f 150 pickup. I drove it 3000 miles and it began to take off uncontrollably when I excelerated and would not stop untill I would hit the brakes. I brought it back to dealer where I bought it and they kept it a week and told me they could not find anything wrong..I took it and less than a week later it did it again,,,and again. I brought it back to them and they could not find a problem. they installed a monitor and told me if it did it again to push this button...it did it three times and I mashed the button all three times. I brought it to them and they said it did not show anything.
I would not drive this thing because it was going to kill me or someone else...I voluntarily surrendered the vehicle. stopped payment. After a while i started getting calls from a collection agent saying I owed them 12000.00..They still call me daily.
They (ford )have my tradein on that deal,,they have the truck in question and they have money I put down on deal... My question is, can I be sewed by this collection agency? Can they stack up interest on the original amount?
What type of lawyer do I get with this case? I have the letter of surrender and any asscociated paper work involved in the deal..Please respond.
I dont care what happens too my credit since I am older, retired with a disability retirement. I just dont want to give Ford anymore money since I was ripped on the deal.


ChuckL
  #2  
Old 01-13-2009, 10:25 PM
Senior Member
  
Join Date: Nov 2005
Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,000
what was the $12k for? What I am looking for is; what was the actual loan amount?
__________________
Quote:
Quote:
DRTDEVL Don't worry... It only hurts the *first* time you agree with justalayman.
  #3  
Old 01-14-2009, 11:03 AM
Junior Member
  
Join Date: Jan 2009
Posts: 14

colection agent keeps calling

After I returned the truck (surrendered) ford contacted me and they had placed the vehicle on auction. It sold for x dollars. (a reduced rate I feel since it was flawed) they reduced what I owed on the contract minus x dollars. this amount was 12k ...If the truck was not returned it would have surely autioned for more.
  #4  
Old 01-14-2009, 11:05 AM
Junior Member
  
Join Date: Jan 2009
Posts: 14
I dont have the actual numbers in front of me but the actual loan amount was something like 25k ...
  #5  
Old 01-14-2009, 07:14 PM
Junior Member
  
Join Date: Jan 2009
Posts: 14
the name of the collection firm that keeps calling me is Hosto , Buchan, Prater and Lawrece. I understand they are from arkansas and Dallas, ever heard of them and what kind of reputation do they have? I know what the blog says but I was thinking you may know of their reputation?...ChuckL
  #6  
Old 01-14-2009, 08:24 PM
Member
  
Join Date: Feb 2005
Posts: 585
Pay the money you owe.
__________________
I know nothing!
  #7  
Old 01-15-2009, 06:32 PM
Junior Member
  
Join Date: Jan 2009
Posts: 14
When I signed up for this forum I assumed that I would be answered by a lawyer or a representative to a Law firm. Your response to my question makes me think you are somekind of skateboarder or its equal in the intellegence level.
Or does anyone get to respond , the same as the fishing forum I visit from time to time. Your responce does not take into consideration that they did not offer me some kind of deal where I could trade it in to replace it with a safe truck...Does not consider the devalued amount the truck sold at the auction...simply because they sold me a lemon...
please hold your response if you cant have a little value added response.
  #8  
Old 01-15-2009, 06:40 PM
Senior Member
  
Join Date: Jan 2005
Posts: 21,351
Quote:
Originally Posted by chuckL View Post
When I signed up for this forum I assumed that I would be answered by a lawyer or a representative to a Law firm. Your response to my question makes me think you are somekind of skateboarder or its equal in the intellegence level.
Or does anyone get to respond , the same as the fishing forum I visit from time to time. Your responce does not take into consideration that they did not offer me some kind of deal where I could trade it in to replace it with a safe truck...Does not consider the devalued amount the truck sold at the auction...simply because they sold me a lemon...
please hold your response if you cant have a little value added response.
Sounds to me like you didn't follow your state's lemon law guidelines.

Bummer dude...
__________________
*
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #9  
Old 01-15-2009, 10:07 PM
Junior Member
  
Join Date: Jan 2009
Posts: 14
I did not even know there was a set of lemon Laws. This really took be blindsided. It is the 10th ford that I had purchased. I tried to google the lemon Law and it was so confusing I could not make heads or tails of it..I brought the vehicle in to Ford thre e times and had it checked out. They could not find anything wrong. So, are you a Lawyer or do you speak from experience? Please tell me straight cause I want to get this off my back....Ok?
  #10  
Old 01-16-2009, 04:24 PM
Junior Member
  
Join Date: Jan 2009
Posts: 14
Well I suppose the old addage of "Free advice is usually worth about what you pay for it" might apply in this case....You are worthless!
  #11  
Old 01-16-2009, 07:37 PM
Senior Member
  
Join Date: Nov 2005
Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,000
Quote:
Originally Posted by chuckL View Post
Well I suppose the old addage of "Free advice is usually worth about what you pay for it" might apply in this case....You are worthless!
well, that blew any chance of anybody here helping. The folks that post here do so because they want to help. There is no pay. There are a few attorneys that post but the bulk are simply laymen that try to help using their knowledge. We are not on a schedule so we post when we want.

best of luck to ya.
__________________
Quote:
Quote:
DRTDEVL Don't worry... It only hurts the *first* time you agree with justalayman.
  #12  
Old 01-17-2009, 09:26 AM
Junior Member
  
Join Date: Jan 2009
Posts: 14
So now you open up huh? Read back and read the previous replys. Now read your last posting. Thats all I was asking for! Zinker (sp) only gave me one sentence answers. I was just asking for an opinion and hoped I could get an honest reply. Thanks you anyway for your time. I will go elsewhere for a professional opinion! Hoped I could have done it here, Chuckl
Last edited by chuckL; 01-17-2009 at 09:30 AM.
  #13  
Old 01-17-2009, 10:47 AM
Member
  
Join Date: May 2007
Posts: 563
Unless you have something in writing that takes you off the hook for the difference between the loan balance and what the vehicle brought at auction, you owe the money.
  #14  
Old 01-17-2009, 11:15 AM
Junior Member
  
Join Date: Jan 2009
Posts: 14
...and once a collection agency starts calling does that mean they will sue for the balance? or does that mean they may sue? Can the amount be compounded with interest? It would behoove me to get with ford and see if I can agree on a lesser amount!! Are these Guys a reputable collection agency? (if there is one)
I agree I owe them for the balance, I have never ducked out on a contract ever in my life before, then this has never happened to me before either (bought a lemon) .
What type of Lawyer should I get to help me communicate with these guys. (I tried to talk to them but they were very abnotious...Truely rude) worse than me by far!
Thank you for the help, chuckl
  #15  
Old 01-19-2009, 04:01 PM
Member
  
Join Date: Feb 2005
Posts: 585
They will likely sue for that amount.
+++++++++++++++
Quote:
In September 2006 I bought a new ford f 150 pickup. I drove it 3000 miles and it began to take off uncontrollably when I accelerated and would not stop until I would hit the brakes. I brought it back to dealer where I bought it and they kept it a week and told me they could not find anything wrong..I took it and less than a week later it did it again,,,and again. I brought it back to them and they could not find a problem. they installed a monitor and told me if it did it again to push this button...it did it three times and I mashed the button all three times. I brought it to them and they said it did not show anything.
I would not drive this thing because it was going to kill me or someone else...I voluntarily surrendered the vehicle. stopped payment.
You have a vehicle covered under warranty because it was BRAND NEW, right? And you didn't get satisfaction after numerous attempts at one dealer.... why did you not contact your local Ford zone rep? Why did you not try another dealer? Why did you not look at your states lemon laws?

Quote:
After a while i started getting calls from a collection agent saying I owed them 12000.00..They still call me daily.
Hello you owe the money!

Quote:
They (ford ) have my trade in on that deal,,they have the truck in question and they have money I put down on deal... My question is, can I be sewed by this collection agency? Can they stack up interest on the original amount?
FORD doesn't have anything, the dealer has it. They are 2 separate entities and the Ford dealership could be an independent meaning it is NOT owned by Ford. YES you can and probably will be sued.

Quote:
I don't care what happens too my credit since I am older, retired with a disability retirement. I just don't want to give Ford anymore money since I was ripped on the deal.
If they take it to court you will likely be paying what you owe.
__________________
I know nothing!
Reply
Page 1 of 2 1 2 >

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 08:56 PM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.