With just a little more perspective given with compassion and a clearer understanding,
MY RESPONSE: How much "clearer" did you, or could I, have made it? I already said - - "No. The insurance company MUST pay the beneficiary. What the beneficiary does with the money is no concern of the insurance company."
without the mean and baseless accusation that cousin will use it to deal in cocaine. Geesh!!
MY RESPONSE: But that was the fun part! How much do you want to bet that our writer never sees a penny, and that the money will undoubtedly be spent on booze, drugs, and buying new tires for the trailer? That's what they do in Hillbilly States like good ol' Virginy.
IAAL