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  #1  
Old 05-01-2009, 06:33 PM
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Insurance lasped without notification, now spouse is dead?

What is the name of your state (only U.S. law)? Michigan

My husband died and when I went to take care of the life insurance, I found out that it had lapsed. Some one suggested that I find out if there is an automatic payout up to 6 months of lapsed payment.
Is this true?
Could you help me please!!!
Thank you!What is the name of your state (only U.S. law)?
  #2  
Old 05-01-2009, 07:21 PM
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Quote:
Originally Posted by loriann_5764 View Post
My husband died and when I went to take care of the life insurance, I found out that it had lapsed. Some one suggested that I find out if there is an automatic payout up to 6 months of lapsed payment.
Is this true?
Could you help me please
Though I am sorry for your loss, the answer is no. Assuming this is term insurance, the insurance company does NOT provide coverage beyond the period agreed and PAID.
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  #3  
Old 05-02-2009, 05:08 PM
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JetX is 100% correct.
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  #4  
Old 05-02-2009, 05:25 PM
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not disagreeing with the others BUT was the insurance a term policy or a whole life policy? I believe it would make a diff. Possibly the others can step back in and comment.
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