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  #1  
Old 10-15-2009, 12:43 PM
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Life insurance policies & ex spouses

What is the name of your state (only U.S. law)? Texas

My friend's daughter was recently killed in an auto accident. The life insurance policy he had on her listed himself and his ex wife(who has also passed away) as the beneficaries. The ex spouse has a current will. My friend has been paying the premiums since the divorce. Will 1/2 of the money go to the ex spouse's estate?
  #2  
Old 10-15-2009, 12:49 PM
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Quote:
Originally Posted by txpenner View Post
What is the name of your state (only U.S. law)? Texas

My friend's daughter was recently killed in an auto accident. The life insurance policy he had on her listed himself and his ex wife(who has also passed away) as the beneficaries. The ex spouse has a current will. My friend has been paying the premiums since the divorce. Will 1/2 of the money go to the ex spouse's estate?
You have two threads with different fact-patterns. What's the real story?
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  #3  
Old 10-15-2009, 01:01 PM
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Quote:
Originally Posted by txpenner View Post
Will 1/2 of the money go to the ex spouse's estate?

No. As the sole surviving beneficiary, your friend will receive the life insurance benefits. A beneficiary's estate receives life insurance benefits when the beneficiary dies some time after the insured, not before.
  #4  
Old 10-15-2009, 04:37 PM
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What if they were killed in the same accident?
  #5  
Old 10-16-2009, 04:23 PM
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Quote:
Originally Posted by txpenner View Post
What if they were killed in the same accident?
Did they both die at the same time? If not how much longer did the second one live?
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